Procrastination, Fear, and Money: Overcome Your Fear (Part 3 of 3)
Step One: Determine why you’re afraid.
Maybe there’s a good reason: you’re very deep in debt and you don’t want to face the distressing numbers. Or, your fear may be not as rational: you’re not good with numbers and you're intimidated by your finances. Regardless of your reasons for fearing your finances, you should write those fears down to see that they aren’t justified and/or may actually make your predicament worse in the long run.
Step Two: Face your finances a little at a time.
Look over where your finances currently stand, and write down all of your debts. If you have more debt than money in your bank accounts, face your fears head on, one fear at a time, so you can begin to start paying off your debt.
Step Three: Forge ahead to address your finances.
Check your bank balances weekly. Open your bills when you get them, and pay them as soon as you can. The sooner the bill gets paid, the less you’ll have to worry about it. Create a budget. Start the process of getting out of debt. Work on setting longer term financial goals.
The more you talk about money and finances and learn from others about what works for them, the sooner your fear will begin to subside. If you're still feeling overwhelmed and paralyzed, professional help is the next step!
I offer an 8-week fun and interactive tele-course specifically designed to reduce your financial stress. It’s only 2 hours per week and the group is limited to 6 – 8 people. If you aren’t in a better financial position by the end of the 8 weeks, there is a 100% money-back guarantee!
Contact me for your free consultation!